Current Rates

Deposit Rates

RATES CURRENT AS OF 4-16-2014

First Rate Checking Account**
Minimum Available Balance Requirement

Interest Rate

APY**

Minimum Deposit to Open Account

$0 to $24,999.99

2.15%***

2.17%

$100.00

$25,000 & over

0.35%***

0.35%

$100.00

NOW Account**
Minimum Available Balance Requirement

Interest Rate

APY**

Minimum Deposit to Open Account

$0 to $999.99

0.05%

0.05%

$1,000.00

$1,000.00 to $1999.99

0.05%

0.05%

$1,000.00

$2,000.00 & over

0.10%

0.10%

$1,000.00

Business Interest Account**
Minimum Available Balance Requirement

Interest Rate

APY**

Minimum Deposit to Open Account

$0 to $999.99

0.05%

0.05%

$100.00

$1,000 to $1,999.99

0.05%

0.05%

$100.00

$2,000.00 & over

0.10%

0.10%

$100.00

Good Timers**
Minimum Available Balance Requirement

Interest Rate

APY**

Minimum Deposit to Open Account

$0 to $999.99

0.05%

0.05%

$500.00

$1,000.00 to $4,999.99

0.10%

0.10%

$500.00

$5,000.00 to $9,999.99

0.10%

0.10%

$500.00

$10,000.00 to $29,999.99

0.10%

0.10%

$500.00

$30,000.00 to $49,999.99

0.15%

0.15%

$500.00

$50,000.00 to $99,999.99

0.15%

0.15%

$500.00

$100,000.00 & over

0.20%

0.20%

$500.00

Money Market Account**
Minimum Available Balance Requirement

Interest Rate

APY**

Minimum Deposit to Open Account

$0 to $2,499.99

0.05%

0.05%

$2,500.00

$2,500.00 to $4,999.99

0.10%

0.10%

$2,500.00

$5,000.00 to $49,999.99

0.15%

0.15%

$2,500.00

$50,000.00 to $99,999.99

0.15%

0.15%

$2,500.00

$100,000.00 to $249,999.99

0.20%

0.20%

$2,500.00

$250,000 & over

0.20%

0.20%

$2,500.00

Investment Savings**
Minimum Available Balance Requirement

Interest Rate

APY**

Minimum Deposit to Open Account

$0 to $74,999.99

0.05%

0.05%

$100.00

$75,000.00 & over

0.10%

0.10%

$100.00

HSA Accounts**
Minimum Available Balance Requirement

Interest Rate

APY**

Minimum Deposit to Open Account

$0 to $999.99

0.10%

0.10%

$100.00

$1,000.00 to $4,999.99

0.40%

0.40%

$100.00

$5,000.00 & over

0.65%

0.65%

$100.00

Variable Rate IRA**
Minimum Available Balance Requirement

Interest Rate

APY**

Minimum Deposit to Open Account

-

0.40%

0.40%

Effective 4/1/2012

*APY = Annual Percentage Yield

**Rates may change after the account is opened. Fees may reduce earnings.

***When you meet the monthly requirements. Rate when requirements are not met is .10%. ATM foreign fees are refunded up to $25 when requirements are met. ATM surcharges still apply

Certificates of Deposit

RATES CURRENT AS OF 4-16-2014

CD Term**Interest RateAPY*Interest RateAPY*
 

Minimum $500

$5,000 & Above

1 Month

-

-

0.15%***

0.15%***

2 Months

- -

0.15%***

0.15%***

3 Months

0.10%

0.10%

0.10%

0.10%

6 Months

0.10%

0.10%

0.15%

0.15%

12 Months

0.10%

0.10%

0.25%

0.25%

18 Months

0.20%

0.20%

0.30%

0.30%

24 Months

0.20%

0.20%

0.50%

0.50%

30 Months

0.40%

0.40%

0.60%

0.60%

36 Months

0.40%

0.40%

0.65%

0.65%

48 Months

0.80%

0.80%

0.95%

0.95%

60 Months

0.80%

0.80%

1.10%

1.11%

*APY = Annual Percentage Yield

**A penalty will or may be imposed for early withdrawal.

***Minimum $50,000 to open

SPECIALS: NONE AT THIS TIME

Contact us if you have any questions regarding current rates at (877) 303-9737.