First State Bank Nebraska's
Privacy Policy

FACTS

WHAT DOES FIRST STATE BANK NEBRASKA DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Transaction History
  • Credit History and Account Balances
  • Overdraft History and Payment History

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customer's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons First State Bank Nebraska chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information

Does First State Bank
Nebraska share?

Can you limit this sharing?

For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

 Yes

 No

For our marketing purposes -
to offer our products and services to you

Yes 

No 

For joint marketing with other financial companies

No 

We don't share 

For our affiliates' everyday business purposes -
information about your transactions and experiences

Yes 

 No

For our affiliates' everyday business purposes -
information about your creditworthiness

 No

We don't share 

For our affiliates to market to you

 No

We don't share 

For nonaffiliates to market to you

No

We don't share 

 
Questions?

  Call 402-421-3535 or go to www.1fsb.com

 
What we do

How does First State Bank Nebraska
protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does First State Bank Nebraska
collect my personal information?

We collect your personal information, for example, when you

  • open an account or make a wire transfer
  • deposit money or apply for a loan
  • use your debit card

Why can't I limit all sharing?

 Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

 
Definitions

Affiliates

Companies related by common ownersthip or control. They can be financial and nonfinancial companies.

  • First State Bank Nebraska does not share with our affiliates

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies. 

  • First State Bank Nebraska does not share with nonaffiliates so they can market to you

Why can't I limit all sharing?

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • First State Bank Nebraska doesn't jointly market