First State Bank Nebraska's
Privacy Policy

Rev. 7/2017
FACTS

WHAT DOES FIRST STATE BANK NEBRASKA DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Transaction History
  • Credit History and Account Balances
  • Overdraft History and Payment History

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customer's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons First State Bank Nebraska chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information

Does First State Bank
Nebraska share?

Can you limit this sharing?

For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

 Yes

 No

For our marketing purposes -
to offer our products and services to you

Yes 

No 

For joint marketing with other financial companies

No 

We don't share 

For our affiliates' everyday business purposes -
information about your transactions and experiences

Yes 

 No

For our affiliates' everyday business purposes -
information about your creditworthiness

 No

We don't share 

For our affiliates to market to you

 No

We don't share 

For nonaffiliates to market to you

No

We don't share 

 
Questions?

  Call 402-421-3535 or go to www.1fsb.com

 
Who we are

Who is providing this notice?

First State Bank Nebraska

 
What we do

How does First State Bank Nebraska
protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does First State Bank Nebraska
collect my personal information?

We collect your personal information, for example, when you

  • open an account or make a wire transfer
  • deposit money or apply for a loan
  • use your debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

 Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

 
Definitions

Affiliates

Companies related by common ownersthip or control. They can be financial and nonfinancial companies.

  • First State Bank Nebraska does not share with our affiliates

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies. 

  • First State Bank Nebraska does not share with nonaffiliates so they can market to you

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • First State Bank Nebraska doesn't jointly market


Web Site Privacy Statement:
For each visitor to our Web page, our Web server recognizes certain information about you. We also aggregate information on what pages you may visit within our site as well as any information you may volunteer such as survey information.  Any information we collect is used to improve the content of our web site to better serve our customers.

Our Collection, Retention, and Use of Information about You:
We collect, retain, and use information about you to protect access to your personal accounts and to assist the bank in providing you with the products and services you need and want. We collect and retain information about you only for specific business purposes – and we will tell you why we are collecting and retaining it upon your request. We use information to protect and administer your records, accounts and funds; to comply with certain laws and regulations; to help us design or improve our products and services; and to understand your financial needs and provide you with quality products and superior service.

Our Maintenance of Accurate Information:
It is in the best interest of both you and the bank to maintain accurate records concerning your personal information. For this reason, we have procedures to help assure that your financial information is accurate, current and complete in accordance with commercial standards. We also have procedures to respond to your requests to correct inaccurate information in a timely manner. While some of these procedures are required by federal or state law, First State Bank Nebraska has implemented additional procedures to maintain accurate, current and complete financial information, including processes to update information and remove old information.

Security Procedures to Protect Information:
We maintain security standards and procedures to help prevent unauthorized access to confidential information about you. In addition, First State Bank Nebraska educates all employees about the importance of confidentiality and customer privacy.