Home Mortgage Loans

Granite or formica?  Carpet or hardwood?  Build or buy? 

From the flooring to the window treatments, you have many decisions to make throughout your home purchase process.  Whether you are purchasing your first home or your fiftieth home, you are first at First State Bank Nebraska.  We have built a lending team to help you with the details and develop a buying plan. 

First State Bank Nebraska has been helping community members purchase homes for a century and offers all kinds of mortgages to meet your financial situation.  We have a variety of loan options to help you build, purchase or refinance your home. 

  • Convenient Closing
  • Competitive Rates
  • Local Decision Making
  • Experienced Lenders

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Real Estate Loans

First State Bank Nebraska offers a full range of real estate loans including home purchase,  home construction, lot purchases and land development.  We have several lending options for your consideration. We are a home town bank that likes to provide home town service.

Meet with one of our experienced lenders to get the loan that is right for you.

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Need homeowners’ insurance?  First State Insurance offers prompt service and competitive quotes.

Federal Law prohibits the bank from conditioning the extension of credit on either: (1) The applicant's purchase of an insurance product of annuity from the bank or any of the bank's affiliates; or (2) the applicant's agreement not to obtain, or a prohibition on the applicant from obtaining, an insurance product or annuity from an unaffiliated entity.