Health Savings Accounts

Your Health Savings Accounts works just like a regular checking account. You can use your Visa® Debit Card or even use our Personal CheckFree® Bill Pay to pay for qualified medical expenses. Statements can be mailed or viewed online.

To open your Health Savings Account, please visit one of our branch locations.

Account Features

  • $100 minimum opening deposit.
  • No monthly service charge.
  • Visa Debit Card®.
  • Online Banking with Bill Pay.
  • Earn Interest.

Reasons to Open a Health Savings Account

  • Freedom of choice over your health care decisions.
  • Long-term savings.
  • Tax savings.
  • Interest Earnings.

For Individuals

A Health Savings Account in conjunction with a high-deductible health plan is one way to lower your health care costs and ensure that when you need the money, it will be there for you. It's a tax-advantaged account that can be used to pay for day-to-day eligible medical expenses. Your Health Savings Account is also an excellent way to save for retirement as the money in your account continues to grow tax-free, year after year. Contact your tax professional to determine your specific tax savings.


*For professional guidance on tax implications, we advise you consult with a tax or legal professional.