Business Checking

Comparison Chart
ProductBasicRegularBusiness Analysis
Description

This is an exceptional value for businesses with a low level of account activity.

Designed  for  businesses with typical transaction activity

An analyzed account that manages moderate to high transaction activity

Opening Balance

$100

$100

$300

Monthly Service Charge4

none

$7.50 service charge a month if your average daily  balance falls below $500

Monthly service charge and/or item costs may be offset by earnings credit depending on account balance¹

Account Transaction Fee

First 30 items per statement cycle2 no charge, then $0.10 per item

First 100 items  per statement cycle2 no charge, then $0.10 per item, more than 100 items deposited $0.05 per item

See Business brochure for individual item costs. Analysis statement detailing your account activity & service fees available online

Interest Bearing

no

optional3

optional3

Other Available Services
Online Banking

Yes

Yes

Yes

Cash Management

Yes

Yes

Yes

Bill Pay

Yes

Yes

Yes

Visa® Business Debit Card 

Yes

Yes

Yes

Disclaimers

¹Earnings credit allowance is calculated by applying earnings  to your average available balance. If your fees exceed your earnings credit allowance, your account will be assessed a service charge. 

²Items refer to any combination of paid, including paper and electronic debit items.

See current rate sheet for rates.  Interest is compounded monthly and interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks).

4$2.00 dormant account fee per month after 12 months of no activity.