Current Rates

Deposit Rates

RATES CURRENT AS OF 5-20-2015

First Rate Checking Account**
Minimum Available Balance Requirement

Interest Rate

APY*

Minimum Deposit to Open Account

$0 to $24,999.99

1.89%***

1.90%

$100.00

$25,000 & over

0.20%***

0.20%

$100.00

NOW Account**
Minimum Available Balance Requirement

Interest Rate

APY*

Minimum Deposit to Open Account

$0 to $999.99

0.05%

0.05%

$1,000.00

$1,000.00 to $1999.99

0.05%

0.05%

$1,000.00

$2,000.00 & over

0.05%

0.05%

$1,000.00

NOW Accounts not eligible for Corporations, Limited Liability Partnerships, Associations, Business Trusts, Mutual Insureance Company, Legal Services Plan, Partnership, Limited Liability Company (includes single member LLCs), Credit Unions, Crop Financing Organizations or Farmers' Cooperative (not an all inclusive list)

Business Interest Account**
Minimum Available Balance Requirement

Interest Rate

APY*

Minimum Deposit to Open Account

$0 to $999.99

0.05%

0.05%

$100.00

$1,000 to $1,999.99

0.05%

0.05%

$100.00

$2,000.00 & over

0.05%

0.05%

$100.00

Good Timers**
Minimum Available Balance Requirement

Interest Rate

APY*

Minimum Deposit to Open Account

$0 to $4,999.99

0.05%

0.05%

$500.00

$5,000.00 to $9,999.99

0.05%

0.05%

$500.00

$10,000.00 to $29,999.99

0.05%

0.05%

$500.00

$30,000.00 to $49,999.99

0.10%

0.10%

$500.00

$50,000.00 to $99,999.99

0.10%

0.10%

$500.00

$100,000.00 & over

0.15%

0.15%

$500.00

Money Market Account**
Minimum Available Balance Requirement

Interest Rate

APY*

Minimum Deposit to Open Account

$0 to $4,999.99

0.05%

0.05%

$2,500.00

$5,000.00 to $49,999.99

0.10%

0.10%

$2,500.00

$50,000.00 to $99,999.99

0.10%

0.10%

$2,500.00

$100,000.00 to $249,999.99

0.15%

0.15%

$2,500.00

$250,000 & over

0.15%

0.15%

$2,500.00

Investment Savings**
Minimum Available Balance Requirement

Interest Rate

APY*

Minimum Deposit to Open Account

$0 to $74,999.99

0.05%

0.05%

$100.00

$75,000.00 & over

0.10%

0.10%

$100.00

HSA Accounts**
Minimum Available Balance Requirement

Interest Rate

APY*

Minimum Deposit to Open Account

$0 to $999.99

0.05%

0.05%

$100.00

$1,000.00 to $4,999.99

0.30%

0.30%

$100.00

$5,000.00 & over

0.50%

0.50%

$100.00

Variable Rate IRA**
Minimum Available Balance Requirement

Interest Rate

APY*

Minimum Deposit to Open Account

-

0.40%

0.40%

Effective 4/1/2012

*APY = Annual Percentage Yield

**Rates may change after the account is opened. Fees may reduce earnings.

***When you meet the monthly requirements. Rate when requirements are not met is .05%. ATM foreign fees are refunded up to $25 when requirements are met. ATM surcharges still apply

Certificates of Deposit

RATES CURRENT AS OF 5-20-2015

CD Term**Interest RateAPY*Interest RateAPY*
 

Minimum $500

$5,000 & Above

1 Month

-

-

0.10%***

0.10%***

2 Months

- -

0.10%***

0.10%***

3 Months

0.05%

0.05%

0.05%

0.05%

6 Months

0.05%

0.05%

0.10%

0.10%

12 Months

0.05%

0.05%

0.20%

0.20%

18 Months

0.15%

0.15%

0.25%

0.25%

24 Months

0.15%

0.15%

0.45%

0.45%

30 Months

0.35%

0.35%

0.55%

0.55%

36 Months

0.35%

0.35%

0.60%

0.60%

48 Months

0.75%

0.75%

0.90%

0.90%

60 Months

0.75%

0.75%

1.05%

1.05%

*APY = Annual Percentage Yield

**A penalty will or may be imposed for early withdrawal.

***Minimum $50,000 to open

SPECIALS: NONE AT THIS TIME

Contact us if you have any questions regarding current rates at (877) 303-9737.