Cyber Security Tips

Help protect you and your computer.
Start by following these 8 Cyber Security Tips!

  • Password-Protect It - Even though its convenient to just turn on your computer and have it boot straight to your desktop, it is not very safe.  Make sure you password-protect your user account.  It is a good idea to lock your computer if you step away from it.
  • Protect Your Email - Many email providers make it easy to set up an email address to it automatically logs you in, without requesting the password each time.  However, if you leave your computer turned on but unattended, anyone would log in and read your email or even send emails from your account.
  • Manage Your Passwords - Try to avoid writing down your passwords.  Make sure your passwords are unique and strong enough for each site.  If you use the help of a password manager- you can check and change any week passwords and set it to automatically log out over a short period of inactivity.
  • Don’t Over-Share - Don’t share your log in credentials with anyone- friend, family or coworker.  Consider configuring your social media accounts so that only your friends can see your posts, and limit the amount of personal profile information that is publicly visible.
  • Keep Malware Out - Downloading pirated software or tunes are one way you can be exposed to malware, even if you are on a perfectly legitimate site.  You computer needs antivirus protection.
  • Don’t Be Fooled - Be cautious of text messages or emails claiming you have won a big reward- or asking for personal information.  Watch out for phishing messages pretending to come from a trusted site.  If you are unsure whether the message is valid, navigate to the site yourself and check it out, or phone the relevant department; do not click on any links.
  • Beware Insecure Networks - Whether you are using an institution’s network or free WiFi, your connection could possibly be open to snooping by other users.  A VPN (Virtual Private Network) utility will both protect your connection and let you surf anonymously.
  • Secure Your Phone - Your smartphone you carry around probably contains contacts, photos and other personal data.  You should set up a lock screen using a PIN, swipe code, facial recognition or whatever your particular phone supports.

Identify Theft Prevention

The protection of personal information is a priority we share with our customers. We continually improve and invest in procedures and technology to provide a safe and secure electronic environment for your personal data and financial transactions. While we continue to update our services we would like to suggest several things you can do that will help protect yourself from harmful attempts to electronically gain your personal information.

A great place to start learning how to protect yourself is by watching our online videos featured here:

Watch Our ID Theft Video  

Prevention Tips:

  • Do not share your User ID or Password with anyone
  • Install Antivirus Software but also make sure to keep your Antivirus Software updated. As fixes for new viruses and malware are developed they are pushed to consumers through updates.
  • Never respond to, click any link in, or open an attachment in an email that requests information about you or your accounts. Pay close attention to the URL (internet address) behind the link. Often in phishing attempts, if you hover the cursor over the link the fraudsters want you to click on, it has nothing to do with the actual company they claim to be. If you have questions regarding the authenticity of an email, contact First State Bank Nebraska's Internet Banking team at 402-858-1750.
  • Select a PIN that can be easily remembered. Never keep your PIN written down in your wallet, purse or on the debit card itself.
  • Be aware of devices designed to steal information from ATMs. If you notice the keypad seems to protrude oddly from the surface around it, or you can see an odd color change between the pad and the ATM, it could be an ATM skimmer capturing your information.
  • Always cover the keypad when entering your PIN to prevent hidden cameras from accessing your information.
  • Check your account regularly. Contact us immediately of any questionable or unauthorized account activity.

Password Tips:

  • Create original passwords that contain a combination of letters, numbers and special characters (#, &, %) if allowed
  • Use both capital and lowercase letters
  • Change passwords often. Even if it is not required, it is a good practice to change your passwords at least every six months. An easy way to remember: change them when you change your clocks to adjust for Daylight Savings Time.
  • Avoid Using:
      • Your Social Security number
      • Account numbers
      • Phone numbers or addresses
      • Birthdates or anniversaries
      • Obvious or common nicknames
      • Common words from the dictionary
      • The word "password"
  • Additional Precautions:
      • Use a unique password for each service or website
      • Choose a password you can easily remember so you don't have to write it down
      • Avoid using software that saves or remembers your passwords

A good way to create a password is to create and abbreviate a password phrase. For example, one possible phrase is "It's going down to the wire." Next, convert this phrase to an abbreviation by using the first letters of each word and changing the word "to" to a number "2". This will result in the following basic password phrase: Igd2tw.

For more tips on safe internet banking visit the FDIC Website.